Transforming gender relations through digital financial inclusion in India

Bhabani Shankar, Nayak and Sinha, Geeta (2024) Transforming gender relations through digital financial inclusion in India. Journal of Asian and African Studies. ISSN 0021-9096 (In Press)

Abstract

This article provides a brief overview of digital financial inclusion for marginalised and vulnerable populations, particularly women. The focus is on understanding the status and how digital financial inclusion for women is critical for achieving gender parity, their empowerment, and overall gender equality. The article assesses the Pradhan Mantri Jan Dhan Yojana (PMJDY), which claims to promote financial inclusion and gender equality by extending and expanding affordable access to financial services such as bank accounts, remittances, credit, insurance, and pensions. The framework of intersectionality is used to theorise digital financial inclusion and its implications for marginalised and vulnerable sections of society, followed by policy recommendations.

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